UNBLOCKING BANK ACCOUNTS
ACCOUNTING AND LEGAL SUPPORT OF BUSINESS
Has the bank or a payment system frozen your account because of FATF или GDPR?
The know-it-alls would say to you that a blocked bank account is no problem, because you can always unconditionally transfer your funds to any other bank.
However, the Alfa Defense experts would warn you about the banks’ blacklist. If you transfer your money to another bank without unfreezing your current account, your bank reports you to a country’s central national bank, which will in turn send that list to all other banks.
This means that your new bank would instantly deem you a high-risk client, and when it gets the money, it could:
• Freeze your account until you provide it with information and documents on all your suspicious activities and/or the source of your income in your previous account.
• Limit your use of Internet banking.
• Set a cap on your card transactions
• Request documentation for your every transaction
Do you want to earn dividend income and have a confirmation of your earnings? Do you want to be able to buy real estate in other countries, maybe get a residence permit and change your place of residence? Is CFC a good option?
Maybe you’re facing a hard choice of the best business structure and jurisdiction? A sole proprietor? LP? Limited? Inc? LLC?
1. GENERAL TERMS AND CONDITIONS
1.1. This User Agreement (hereinafter referred to as “Agreement”) applies to the Alfa Defense website located at https://alfadefense.com (hereinafter referred to as “Website”).
1.2. This website is the property of Alfa Defense brand.
1.3. This Agreement regulates the relationship between the Website Administration and the Website User.
1.4. The Website Administration reserves a right to change, add or remove the articles of this User Agreement without giving notice to the Website User.
1.5. By using the Website, the Website User agrees to this User Agreement and any changes in it.
1.6. The Website User is personally responsible for checking this Agreement for changes.
2. DEFINITIONS FOR TERMS
2.1. The terms listed below have the following meaning in this Agreement:
2.1.1 Alfa Defense is an Internet resource with the https://alfadefense.com domain name that carries out its activities with the help of an Internet resource and related services.
2.1.2. Alfa Defense is the website that contains information about Products and/or Services and or/ other Things of value, as well as about the Seller and/or Service Provider for the Website User and allows to choose and order and (or) buy a Product and/or to obtain a Service.
2.1.3. The Website Administration is the employees who are in charge of the website management.
2.1.4. The Website User (hereinafter referred to as “User”) is a person who accesses the Website with the help of the Internet and uses the Website.
2.1.5. The Website Content (hereinafter referred to as “Content”) is protected intellectual property, including the texts of literary works and their titles, prefaces, and forewords, annotations, articles, illustrations, covers, pieces of music with or without text; graphic, text, photo, derivative, compiled and other works; user interfaces, visual interfaces, names of trademarks, logos, software, databases, as well as design, structure, choice, coordination, appearance, style and location of this Content which is a part of the Website and other intellectual property items, individually or collectively contained on https://alfadefense.com.
3. SUBJECT OF THE AGREEMENT
3.1. Provision of access to the Products and/or Services provided on this Website is subject to this Agreement.
3.1.1. The Website provides the User with the following kinds of services: 1. access to the information about Products and/or Services, access to the information about obtaining Products and/or Services for a fee/for free.
3.1.2. All existing (currently available) services of the Website and any associated variants that will be introduced later, as well as any other new additional services, are subjects to this Agreement.
3.2. Access to the Website is free.
3.3. This Agreement constitutes a public offer. The User is considered to be a party to this Agreement after he or she accesses the Website.
3.4. The use of materials and services of the Website is subject to applicable legislation.
4. RIGHTS AND OBLIGATIONS OF THE PARTIES
4.1. The Website Administration reserves the rights to:
4.2. The User reserves the rights to:
4.2.1. Use all the services provided on the Website, as well as to buy any Products and/or Services provided on the Website.
4.2.2. Ask questions about the services provided on the Website using a feedback form that is located at https://alfadefense.com.
4.2.3. Use the Website only for the purposes that are established by this Agreement and not forbidden by the applicable legislation and strictly in accordance with the procedures established by this Agreement and not forbidden by the applicable legislation.
4.3. The User is obliged to:
4.3.1. Provide information that is directly relevant to the services provided on this Website at the request of the Website Administration.
4.3.2. Respect property and non-property rights of the authors and other rightsholders when using the Website.
4.3.3. Not to take any actions that can be considered as disruption of correct operation of the Website.
4.3.4. Not to spread any information about natural and legal persons that is private or protected by the applicable legislation with the help of this Website.
4.3.5. Avoid taking any actions that can result in a violation of the privacy of the information protected by the applicable legislation.
4.3.6. Not to use this Website to spread any advertising information without the consent from the Website Administration.
4.3.7. Not to use the services to:
220.127.116.11. violate the rights of minors and/or to cause harm to minors in any way.
18.104.22.168. infringe on the rights of minorities.
22.214.171.124. represent oneself as another person or a representative of an organisation and (or) community without legal basis, as well as to represent oneself as a Website employee without legal basis.
126.96.36.199. misinform about the properties and characteristics of any Product and/or Service provided on the Website.
188.8.131.52. inappropriately compare Products and/or Services with anything else, as well as to create negative perception towards those who (don’t) use specific Products and/or Services or to condemn those who (don’t) use specific Products and/or Service.
4.3.8. Provide accurate information.
4.3.9. Ensure the protection of personal data from third parties.
4.4. The User must not:
4.4.1. Use any devices, programs, procedures, algorithms and methods, automatic devices, and manual processes to access, obtain, copy, or track the content of the Website.
4.4.2. Disrupt the Website from operating correctly.
4.4.3. Evade the navigation structure of the Website in any way to obtain or to try to obtain any information, documents, and materials in any ways that aren’t provided by the services of this Website.
4.4.4. Gain unauthorized access to the functions of the Website, any other systems or networks related to this Website, as well as to any services provided on this Website.
4.4.5. Disrupt the safety or authentication systems of this Website or any other network related to this Website.
4.4.6. Do a reverse search, track, or try to track any information about any other User.
4.4.7. Use the Website and its Content for any purposes forbidden by the applicable legislation, as well as incite illegal actions or any other actions that violate the rights of the Website or other persons.
5. THE USE OF THE WEBSITE
5.1. The Website and the Content which is a part of the Website are owned and managed by the Website Administration.
5.2. The Content is protected by copyright, trademark legislation, and other rights, related to intellectual property, as well as by unfair competition law.
5.3. All additional terms and conditions regarding the purchase of Products and/or provision of services provided on the Website are also subject to this Agreement.
5.4. Information published on the Website shouldn’t be considered as changes in this Agreement.
5.5. The Website Administration reserves the right to change the list of Products and Services provided on the Website and (or) their prices without giving notice to the User.
5.6. The use of this Website by the User is subject to the document specified in article 5.7.1. of this Agreement which is also valid as a standalone article.
5.8. Any of the documents listed in article 5.7.1. of this Agreement can be updated. The changes take effect once they are published on the Website.
6.1. The Website Administration doesn’t compensate for any losses that the User can suffer as a result of intentional or unintentional violation of any of the terms of this Agreement, as well as a result of unauthorised access to the communications of other User.
6.2. The Website Administration isn’t responsible for:
6.2.1. Delays and failures that occur in the process of performance of an operation because of force majeure circumstances or any other failures of telecommunication, computer, electrical, and any other related systems.
6.2.2. Actions of funds transfer systems, banks, payment systems, and delays related to their operation.
6.2.3. Proper functioning of the Website if the User doesn’t have the necessary technical facilities for using it, also, the Website Administration isn’t responsible for the provision of users with these technical facilities.
7. VIOLATION OF THE USER AGREEMENT
7.1. The Website Administration reserves the right to disclose information about the User if it is allowed or required by the applicable legislation.
8. DISPUTE SETTLEMENT
8.1. In the event of any disputes between the Parties to this Agreement, any of the Parties have the right to seek legal redress for violation of the rights provided by the applicable legislation.
9. ADDITIONAL TERMS AND CONDITIONS
9.1. The Website Administration doesn’t accept any counter-proposals of the User for making changes to this Agreement.
9.2. The reviews of the User published on the Website aren’t considered to be private information and can be used by the Website Administration without any restrictions.
1. General provisions
This personal data processing policy is formulated in accordance with the requirements of the applicable law and determines the procedure for personal data processing and measures to ensure the security of personal data by Alfa Defense brand (hereinafter “the Operator”).
1.1. The Operator sets as their major objectives and condition for the implementation of its activities the respect for the human, civil rights, and freedoms in the personal data processing, including the respect for privacy rights, personal and family secrets.
1.2. This Operator's policy concerning the personal data processing (hereinafter “Policy”) applies to all information that the Operator can obtain about the visitors of https://alfadefense.com website.
2. Basic concepts used in this Policy
2.1. Automated personal data processing – personal data processing using computer technology;
2.2. Personal data blocking – temporary suspension of personal data processing (except in cases when the processing is necessary to clarify personal data);
2.3. Website – a set of graphic and informational materials, as well as computer programs and databases that ensure their availability on the Internet at the https://alfadefense.com network address;
2.4. Personal data information system — a set of personal data contained in databases, and information technologies and technical means that ensure their processing;
2.5. Depersonalization of personal data — actions that make it impossible to determine the belonging of personal data to a specific User or other personal data subject without using additional information;
2.6. Personal data processing – any action (operation) or set of actions (operations) performed with or without the use of automation means with personal data, including collection, recording, systematization, accumulation, storage, refinement (update, change), extraction, use, transmission (dissemination, submission, access), depersonalization, blocking, removal, destruction of personal data;
2.7. Operator – a government body, municipal body, legal entity or individual that independently or jointly with other persons organizes and (or) performs the personal data processing, as well as determines the purposes of personal data processing, the composition of personal data to be processed, actions (operations) performed with personal data;
2.8. Personal data – any information related directly or indirectly to a specific or definable User of the https://alfadefense.com website;
2.9. User – any visitor of the https://alfadefense.com website;
2.10. Personal data submission – actions that disclose personal data to a certain person or a certain circle of persons;
2.11. Personal data dissemination – any actions that disclose personal data to the public (personal data transmission) or that familiarize general public with personal data, including disclosure of personal data in the mass media, placement in information and telecommunications networks, or providing access to personal data in any other way;
2.12. Cross-border personal data transmission – personal data transmission to the territory of a foreign state to a foreign government body, a foreign individual or a foreign legal entity;
2.13. Personal data destruction – any actions that result in the irrevocable destruction of personal data with the inability to further restore the content of personal data in the personal data information system and (or) as a result of which the tangible media of personal data are destroyed.
3. The Operator can process the following personal data of the User
3.1. Full name;
3.2. E-mail address;
3.3. Phone numbers;
3.4. Year, month, date and place of birth;
3.6. In addition, the website collects and processes depersonalized data about visitors (including “cookies”) via the services of Internet statistics (Google Analytics and others).
3.7. Aforesaid data hereinafter “Policy” is combined under the general concept of Personal data.
4. Purposes of personal data processing
4.1. The purpose of processing the User's personal data – informing the User by sending e-mails; conclusion, performance and termination of civil law contracts; providing the User with access to the services, information and/or materials contained on the website.
4.2. The Operator also has the right to send notifications to the User about new products and services, special offers and various events. The User can always refuse to receive information messages by sending an e-mail to the Operator’s address email@example.com marked “Unsubscribe from notifications about new products and services and special offers”.
4.3. Depersonalized User data collected via Internet statistics services is used to collect information about User’s actions on the website, improve the quality of the website and its content.
5. Legal grounds for personal data processing
5.1. The Operator processes the User's personal data only if they are filled out and/or sent by the User independently via special forms on the https://alfadefense.com website. By filling out the appropriate forms and/or sending their personal data to the Operator, the User agrees to this Policy.
6. Procedures for collecting, storing, transmitting and other types of personal data processing
The security of personal data processed by the Operator is ensured by implementing legal, organizational and technical measures necessary to meet the requirements of current legislation in the field of personal data protection on full.
6.1. The Operator ensures the safety of personal data and takes all possible measures to prevent unauthorized persons access personal data.
6.2. The User's personal data will never, under any circumstances, be transmitted to third parties, except in cases related to the implementation of current applicable legislation.
6.3. If inaccuracies in personal data are detected, the User can update them independently by sending a notification to the Operator's e-mail address firstname.lastname@example.org marked “Updating personal data”.
6.4. The time for personal data processing is unlimited. The User can withdraw their consent to the processing of personal data at any time by sending a notification to the Operator via e-mail to the Operator's e-mail address email@example.com marked “Withdrawal of consent to the processing of personal data”.
7. Cross-border personal data transmission
7.1. The Operator must ensure that the rights of personal data subjects are reliably protected by the foreign state to which the personal data is intended to be transmitted prior to the start of cross-border transmission of personal data.
7.2. Cross-border transmission of personal data on the territory of foreign states that do not meet the above requirements can only be implemented if the personal data subject agrees in writing for cross-border transmission of their personal data and/or for performing a contract to which the personal data subject is a party.
8. Final provisions
8.1. The User can get any clarifications on issues of interest related to the processing of their personal data by contacting the Operator via firstname.lastname@example.org e-mail address.
8.2. This document will reflect any changes to the personal data processing policy made by the Operator. The Policy is valid indefinitely until it is replaced with a new version.
8.3. The current version of the Policy is in free access on the Internet on https://alfadefense.com.